How policy works with UPI records
This Privacy Policy explains what we collect when you create or use an account, why we collect it, and how long we keep it. Your profile details, login signals, device data, cookie choices, KYC files, support messages and wallet references may be used to verify access,
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process account actions, respond to disputes and meet legal duties. When you add funds through UPI, Paytm or PhonePe, we store transaction references rather than full banking secrets, and we connect them to your wallet only for account checks and support. If local law restricts access
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in your location, some features may not be available; where local law permits, you can open your account and ask us to access, correct or delete eligible data. We may update this Privacy Policy when laws, payment rules or our account tools change.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.